highly dependent on businesses willing to spend on networking equipment. we'll speak live with cisco ceo and chairman, john chambers. david: coincidence, be there on the same day the results come out? holy cow. must have been planned. liz: have to be here. david: "willis report" with cheryl casone. you will talk about downright dirty battles between lyft and uber. >> real quick question. if either of your limo drivers can't show you to have you used uber? david: i don't have a limo service. i take the subway. >> i've seen you on the subway. curious if you tried uber. david: all the way. using it, it works. cheryl: very good. thank you very much. we'll talk obviously about lyft and uber coming up in a little bit. also on the show, wage gaps in america. jobs are coming back slowly. but wages are going substantially down. what is going on?

we'll talk about it. turning an internship into a career, how do you do that? we'll show with you advice from a top expert. for those of you looking to stretch your retirement dollars, buying properties overseas can be a great bet. we'll give you all the pros, all the cons. you will decide. "the willis report" where consumers are our business starts right now. cheryl: we begin tonight with the danger that might be lurking in one of the most popular toothpaste brand in the nation. the chemical try close san, found in colgate total toothpaste is linked to cancer is in animals. it eliminated the product from the soap products in 2011 and but has no plans to take it out of their best-selling toothpaste. joining me erin tolbert, emergency room news practitioner. dr. kevin campbell, assistant university professor of medicine at university of north carolina. they have no plans to remove it.

colgate says we're not concerned about try close san. are we misled by the company. >> we have. we have animal studies from 1976, show it may interfear with hormone regulation. it may interfere and cause cancers and other negative health effects yet this is a multimillion-dollar, if not billion dollar industry they're trying to protect their turf here as well. cheryl: erin, talk about exactly what it is. the fda, we found out through frankly obscure release of documents that they have the data from colgate said look, there has been cancer in animals why would triclosan. be dangerous if. >> colgate uses it to prevent gingivitis to prevent bacterial growth in the mouth. it has been iaea effective to do

so. it messes up your hormone. we see decreased testosterone production. it inhibits the thigh road hormone and recently linked to breast cancer progress. so it allows the cancer to progress more quickly. that is the major concern. all they it can prevent gingivitis it has all these other negative health effects. >> colgate did respond to the allegations. to be fair here, i want to put up what they say is their response at this time. they say for 20 years, over20 years, colgate total has been subject of rigorous and continue us scientific review by the fda and regulators in the eu, australia, canada, countries which which affirm the safety and efficacy of coal bite total. some countries have banned triclosan and we're still using it. >> i'm still very concerned. 57% of the americans have triclosan in their urine when they did the study by the cdc.

now there is study released this week and looked at mothers who were pregnant in brooklyn. they found the mothers, 100% had triclosan in their blood. worse yet, 100% of the cord blood, meaning blood from the babies had triclosan as well. cheryl: here is the thing, erin, if we can't use triclosan on our hand, they took it out of soap products but it is okay to put in our mouth? >> exactly. that is the major concern is, long-term use over time of these chemicals can be dangerous. we're in contact with this chemical frequently already through things like hand soaps, anti-bacterial hand washes, but the studies show that it may not even be more effective than just using soap and water. why take the risk. cheryl: what about the fda, dr. campbell? >> it is interesting, the fda back in 1974 would rule on triclosan by 1976. they never did much about it, because for consumer product it is doesn't have to be third

party data. for pharmaceuticals it has to be independent third party that presents data to the fda the fda need to start looking at that for consumer products to protect our health. they have said they will rule on this in 2016. almost 30 years later. >> if you look at the top toothpastes out there, coal bate total isn't number one but it is number three. crest 3d white. we're not having the conversation about the two crest products but yet we're having conversation about colgate total. maybe this is overreaction again. seems to be a little odd the way the fda quietly on friday released these weird spreadsheets telling us this was going on. oh, by the way, this concerns about triclosan in our toothpaste. >> right. it was a result of the freedom of information act. they were asked to release these studies and so they were made to do so by law. you're correct in saying that, crest doesn't use this product.

other tooth pave the like aqua fresh, sense sew dine, don't use this product. why do we need it in colgate. cheryl: 80 studies have been done, that's what colgate-palmolive says, but it is still in there. erin, dr. campbell. thank you for being here. >> thanks for having me. cheryl: during this hour we'll break down the state of american wallets and where we are since the great recession ended. do you and your family feel, well, financially better off right now? turns out jobs today pay an average of 23% less than they did before the 2008 recession. that translates into $93 billion in lost wages. joining me now, gene marks, owner of the marks group which provide tech and financial services to 600 companies in the philadelphia region. he is probably on vacation because i see you're in san francisco, gene. thank you for taking a break with us. >> you caught me. cheryl: beautiful place to be. you work with all these small

businesses. talk to me, wages have gone down. certainly that is better for businesses but why aren't companies willing to increase wages? why are we back to where we were supposed to be or where we were pre2008? >> interesting, cheryl. i like to think of example. we have 600 clients around the philadelphia area. one is a small family-owned business. four brothers. they run a manufacturing company outside of philadelphia. a lot of yelling and screaming. they have 85 employees. they added 10 or 15 employees last couple years. but mostly low level, low-wage jobs. they have been under no pressure to pay more. you know what the biggest reason is? what is on amongst companies around america. number one they're outsourcing a lot more. they find independent people and contractors, there are websites like o-desk and e-lance you find people to do sales work and customer service work and development work and technical work where you just pay them per deem instead of committing to

bringing on a full-time employee. those guys, the four guys i know that run that company, i think are very representative of my clients, they are really, really hesitant to bring on more people in this economy right now. they would rather outsource. one other thing going on is technology today. it lets them do a lot more with people. so their management, they would rather keep them as busy as possible than having to bring on another high level, you know, 60 figure person as long as they can leverage the technology in the company to get what they have got to get done. there are a lot of great many applications. >> i can find you plenty of service sector jobs. if you're a bar end iter, waitress, can get you a job, engineer or nurse. beyond that to find a high-paying job, that is the struggle people are dealing with right now. that is why the economy hasn't picked up. i don't believe the 4% gdp. want to show you something, at least to viewers, show them what is going on how we changed in the wage makeup in this country.

if you look from 2010 to 2014, this is four years. this is not since the recession. in the last four years, higher wage industries are paying less, less after job gain there. low-wage industries, talking people that are making, you know, eight bucks an hour, 10 bucks an hour, that is where the huge amount of gains have been. that is complete shift. can we ever get back to where we were, gene at all? >> eventually we will. let me tell you what is going on with the shift. there are a lot of startups. we hear about the startup economy. reality, cheryl, at least from my client base, people starting new companies are service business or restaurants or little shops or contractors. cheryl: service sector jobs, that is exactly what i'm saying. that is the frustrating part. go ahead. >> it is. starting up a little business, it is great, if you have got you running your shop you need somebody at lower level wage to supervise. you don't need higher level management people.

all the new startups going on, and new companies coming about, they're run by high level management. they're starting out companies but they need lower level wage people. the wages stay low. the reason why they're staying low right now because the economy still is not growing. i don't believe that 4% growth either. i'm not seeing that among my client base. cheryl: but your clients, gene, are they, are they telling you they're going to hire maybe more in the second half of this year? we're in the second half but in the next few months before the end of '14? >> every client that i talk to does not know if they're going to hire more people. they would like to but no one wants to commit and the reason why because they're not believing the economy is in a growth stage either. all we want to do, this is my company too, cheryl, i have 10 people. we want to get more done with the people that we have. that is the first priority. we're really loathe to bring on more people. that is what i'm hearing in my clients. cheryl: remind me of my good friend rich, who can't commit to a cell phone plan. true story. stanley fischer, number two at

the fed, here is what he said about growth in this country, you and i agree we don't believe in that 4% growth. we think it will be revised like nobody's business, basic challenge on list of issues, restoring growth if that is possible. underperformance reflect as longer term growth shift in the economy and less growth and talks about supply. do you agree with him? >> yeah, 100%. the biggest reason for growth. i get back to the manufacturer outside of philly. there are is 1.6 trilliondollars of cash held by american companies. my clients are doing the same thing. we're hoarding it. we're very loathe to make investments and bring on more people right now. if businesses really aren't making those kind of invests and taking a risk, indicative of a non-business-friendly environment right now. you will not have growth unless that happens. i'm not seeing my clients. >> where americans have their money? gene? cash. number two, real estate. >> cash is it. cheryl: cash is king. gene, thank you very much. enjoy the rest of your holiday.

>> you too. >> we want to hear from all of you now, what all of you think, what are your lives like right now. how are you feeling? this is question for all of you. log on. are you earning more or less since the recession? log on to gerriwillis.com. vote on the right-hand side of the screen. i will share results at end of tonight's show. i have a feeling i know what you're going to say. still a lot more to come this hour. try to be nice to me. last night was a little rough on my ego. just saying. during the show we want you to facebook us, tweet me @gerriwillisfbn or @cherylcasone. be nice. i'm recovering emotionally from last night. email us at gerri willis.cop. at the bottom of the hour we'll read all the tweets and emails, the nice ones. coming up next the battle of the car sharing apps. yes, things are getting downright dirt between lyft and uber. what you need to know before you take a ride.

that is coming up after the break. the.

cheryl: fierce rivalry between popular on demand car services, lyft and uber. they say they are making

thousands of pickup requests decreasing driver's ability on lyft. is there friendly competition or sabotage going on. adam lashinsky joining me from "fortune" magazine. fox news contributor. great to see you in new york. >> good to be here. cheryl: these are two san francisco companies, formally where we see you from. their offices are down the street from each other. this has been going on more a long time. >> funny thing about the lead-in there is nothing friendly about the situation between these two countries. one is really the goliath, that is uber and lyft is something of david. they are hip every and friendlier. they like to do a fist bump when you get in the car. uber is not touchy-feely at all. cheryl: that is a food thing sometimes. but, you brought up the behemoth. if you look at valuation of uber, we're looking potential valuation of more than a billion dollars. >> of uber, $18 billion.

lyft is mere $700 million for little company. cheryl: 18.2 billion and lyft. is this uber trying to crush lyft abuse they don't want competition or other sides maybe they want to buy them at some point? >> my instinct they're not interested in buying them. it is not enough business. uber is doing more than enough business certainly in market like san francisco. lyft is in far fewer markets by the way. cheryl: uber is global. five continents. >> so u.n.or is interested, uber loves to pick fights. on one hand they're fighting with taxi commissions and local governments everywhere where they are opposed. on the other hand they're fighting with any clone as they like to call it, a company like lyft that comes in latewer similar business. oh, no, we would like to have all of it. cheryl: i like to show viewers what they're doing, it's a little dirty i'm sorry. this is what uber is doing. this is incentive basically to

go after lyft. 250 bucks to refer a new driver to the service. 500 bucks if you refer a lyft driver. 1,000 if you sign up one of mentors at lift. that is what the journal found out. at the same time uber is saying basically, hey, this is a program, riders, they can recruit drivers. they can do whatever they want. you know, they're going to get a better living at uber. come on over. >> well it is, i give them credit at least for not dancing around the fact that they are going right after their competitor. i seem to recall in the past when the zoll phone companies had wars between each other, would pay a bounty, switch from the one you're with. i remember when apple ran ads encouraging people to switch from the pc. come on to the light side. so uber is in this tradition. it is not nice. cheryl: lyft is coming out, we reached out to both lyft and uber want to come on and talk

about? no we can not. lyt of the gave the show a statement. unfortunately for community members they use the tactics to waste the driver's time and impacts next passenger for the driver. what they're doing, i'm pretty sure i saw this happen last night here in new york city, where they flood the lyft drivers with requests. and cancel them before the driver can get there. like, oh, we're too busy to get other real paying passengers. >> lyft is right. they're victim after dirty trick. having said that this publicity is great for lyft which is much smaller. instead of clogging up the system this is really good for consumers. there is far more choice than a mere five years ago getting a ride from point a to point b in relatively big city. cheryl: i don't know. i'm telling you, when i saw that last night, ton of cabs but no lyft drivers available and want to charge 75% premium. if that is uber doing it, that

is pretty smart. adam, good to see you in new york. always a pleasure. have you seen ads for an app saying change color of your facebook profile page. don't click on it is a scam. it loads malware on to the smartphone or computer. according to mobile security blog post, 10,000 people have fallen for this. if you're one of them, go to the facebook settings change and remove color changer app and take the computer to get it cleaned out. later on in the show, taxpayer outrage. a new report shows very little work done by employees. one government agency. not a shocker. >> coming up next, we answer the question for you, how do you do that? wheel have advice retiring outside of the u.s. how about the best overseas real estate for your money? coming up next on "the willis report." we'll be right back. you're driving along,

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call liberty mutual for a free quote today at see car insurance in a whole new light. liberty mutual insurance. cheryl: the increasing number of cheryl: increasing number of baby boomers buying property overseas to stretch retirement dollars. one bad move in your piece of paradise can turn into a nightmare. here to help you buy overseas is amir. everybody goes to other countries and lot of success for americans in places lycos tariqca. now they're going to panama and parts of honduras. there is danger in this that the government isn't stable. what is the buyer beware? >> a couple of things to consider. most important you want to be in a country, you want to invest

your money in a country that's stable. ivory coast is beautiful place with great beaches but you don't want to get your head chopped off. you don't want to be in a place where regime could change any moment like in central america, where the change the property laws all the time that. could be devastating for people that invest their money there. cheryl: perfect example is country like colombia. plenty of americans have gone down there put money into condominiums and homes and they have had, next thing you know, laws, services, permits are not coming and you have to pay so-and-so. that is really bad stories. >> south america especially. venezuela as well where they started changing laws for foreigners investing there. you want to be conscious of that. other things to really consider is what is important for you. if you're retiring, you don't have to worry about education or things like that make sure crime

is okay and commute. cheryl: but you do have to worry about, well, okay the language barrier. what about medical services? if i'm older, i want a good doctor around. other countries where you would be concerned about that. >> again, central america. cheryl: what parts of central america? be specific. >> if you're outside of the cosmopolitan areas say in brazil you're really have to travel a long distance to get decent health care. so that is something to really considered. cheryl: what about price? because a lot of americans now, with the real estate especially new york, people in miami, people in l.a., san francisco, they're ones saying that can't get retirement home i want in this country, i'm going to go overseas, what would you say to that? >> i would recommend they rent their first, see if they want to live outside of america. america is unique place to live in. easy place to live in. people have fantasies of being in central america or somewhere

in the jungle or by the beach and they go there for a few months and realize it is not really for them. cheryl: looking at some beautiful places, opportunities. i know a couple of your spots, one you could spend 700,000, one over a million. >> sure. cheryl: these are great examples of -- >> if you can spend that money why not buy in florida or california or sop place like that? you doesn't have to leave the country for that. cheryl: i know. i heard good things about dentists in costa rica, but that was another conversation. do you think we'll see more americans doing this type of investment and buying -- >> 2013. 3,000 americans denounced their citizenship. that is increase of roughly 33% from 2012. seems like it is going up and up because taxes are going up higher. makes more sense especially retirees to move outside of the count the at this. i don't see like a real scale changers. so, yeah i don't really see it as a thing that would, i don't

see a major shift happening in that. cheryl: i was going to say, on the flip side because i follow your website particularly i see all the foreign money coming into florida in particular. >> yeah. cheryl: new york, sure, but south florida. >> south florida is really good spot because they changed the laws there for developers, you have to take a decent amount of cash for people to buy there. so it's a good stable, it turned into a good stable market. cheryl: nothing senses cash like a nice brazilian investor. thank you very much. >> thanks for having me. cheryl: coming up next, nearly half the employees at one government agency work at home but turns out some of those workers were not really working that much if at all. we'll have the details for you. more than half of those who have taken out federal student loans are not paying them back on time. what this means for you the taxpayer coming up. ♪

♪ ♪ cheryl: when it comes to certain government workers, working from home really means not working at all. fox business washington correspondent peter barnes joins me on how some government employees are cheating the system. no, say it isn't so, peter? >> reporter: hey, cheryl. an internal investigation last year at the u.s. patent and trademark office found some patent examiners who work from home repeatedly lied about their hours and that some received bonuses for work they did not do according to a draft report. the patent office launched a review of its telecommuting program because of four anonymous whistleblower complaints. in one instance, an examiner missed 304 hours of work, 38

days in a single year and got paid for it anyway. examiners' salaries are as much as $148,000 a year. now, this draft concluded that oversight of examiners who worked at home a as well as in -- as well as in the office was, quote, completely ineffective. but the inspector general of the commerce department which houses the patent office is concerned. that's because when he got this final report a few months later, it said the internal investigation, quote: has not found objective evidence of time and attendance abuse. he has been investigating that issue i throughout the commerce department and says the final report did not convey the true extent of problems at the patent office. in a statement, the agency says the draft report was just that, a rough draft that was, quote: incomplete, inaccurate and reflected only a partial characterization of the full record.

but we want to report that the final report did not reach a conclusion on possible time abuses by examiners because of unreliable records and inconsistent witnesses. cheryl? cheryl: and the dog ate my homework, sure. [laughter] so what is the patent office saying, what are they doing about all of this? this is ridiculous, actually. >> reporter: well, even this final report says the agency's use of some of its internal controls in this area is, quote, inkilt. and the report -- consistent. and the report -- actually, the inconsistent part i'm not sure that's a direct quote, i want to be careful. but the final report includes eight recommendations for improving policing of examiners' time including following some new guidance for supervisors that the agency introduced just last year, cheryl. cheryl: okay. so new guidelines, great. has anybody been fired? >> reporter: the final report says that there have been some employee discipline cases for

time and attendance abuse, but it says the number of investigations and cases, quote: could not be accurately determined. some of the possible reasons listed in that final report include lack of tracking and records, use of informal counseling about this five supervisors and a lack of enforcement by frustrated supervisors. cheryl? cheryl: incredible story. i mean, it's believable, but it's unbelievable at the same time, i guess. peter barnes, great report. thank you, peter. >> reporter: okay, thanks. cheryl: all right. well, student loan debt, very serious problem and growing in this country, and now a new report is showing that more than half of americans using federal loans are having a tough time paying payments. this could leave taxpayers on the hook for all of this is charlie cook, founding and executive director of turning point usa. we now find out that more than half of these are not being paid on time, and if you look at the

30 days that these payments are not being made, that's even in double-digit percentages. what's going on here? >> what's going on is there was a d. of education report that came out a couple of days ago on the back channel of one of their web sites that showed something really alarming, that 50, almost over half of young people that have these student loans, are not paying them on time. they're essentially in delinquent status. these are taxpayer-subsidized student loans, and what this is really showing is nearly half of young people that have these lopes would be categorized as heavy at risk if they took out a mortgage or a private student lobe. this is really, really scary for us, the taxpayers because we might be on the hook for their inability to pay off their student loan. cheryl: i mentioned 30 days plus clip went, that number's a little more than 17%. if you look at banks, loans, that's what you just brought up,

that's 3%. another question mark about whether we should privatize this problem. but arne duncan, a lot of criticism has been lobbed at him, but what about this particular situation? has he respond today this at all? are there critics out there that say we should have a review of the program? >> oh, i think so, and i think there's lawmakers on both sides that say we need to have reform. personally, i deal with a lot of young people, and i can tell you the department of education seeks out young people to fill out the forms, and that should not be the way our student loan industry is structured. we have a government subsidized entity that can beat out any kind of other private loan and offer something that is so low at 3% or 4.2 %. and what they do is they incentivize young people to take out more money than they really should to study something that might not pay back in the future, and you're starting to see that with these high lates of delinquency, and i think it's really scary when we have the taxpayers subsidizing things

that are questionable and not necessarily good investments for our future. cher cheryl that does beg the question, are we in danger now, and we've been talking about the student loan crisis ad nauseam, but are we in danger of this becoming another mortgage crisis, another housing bubble that is going to sink our economy and, again, the taxpayers are going to have to bail out large loans they can't pay back? >> absolutely. i think we're right on the verge of something like that. and something even scarier is we're seeing an entire generation that is going to be in debt for the next 10 or 20 years. and even scarier than that, i think we're going to see a rapid decline if not already in american entrepreneurship, in young people that might want to start a business or invest capital in an idea they have and they just cannot because they're tied down with student loan debt in the past. we have seen trends recently in the last three to four years, looks like 2006 and 2007 leading right to '08, and who footed the bill back in 2008? the taxpayers did, and we're seeing same kind of trends now, and i think we need to ask

ourselves should we keep on pumping in cheap credit money to subsidize and jeopardize the future of our children and grandchildren? cheryl: charlie, this discussion's going to continue on this network. thank you very much. appreciate it. >> thank you. cheryl: well, we want to hear from all of you, and here's what some of you have been tweeting about our poll question tonight, and it was about wages. hey, those kids aren't making any money. how are you doing at home in are you earning more or less since the recession ended? happen to stay one step ahead of rising costs. any expert on your show says minimal inflation is actually lying. rick agreed with this and said earning just a little less, but due to high prices, seems like a whole lot less. over on facebook, leslie posted: i earn a lot less, no one can earn what i do and not worry about tomorrow, today at least is manageable. keep writing to us, we love hearing from each of you, and let us know what your personal situation is. that's why we run a business network, to talk to you about

it. when we come back, in such a fragile job market, getting a leg up on the competition is each more important now more than ever. next we're going to have advice on turning that internship into a job, maybe even a career. and here is your consumer gauge, numbers you should know. be right back. ♪ ♪ she's still the one for you. and cialis for daily use helps you be ready anytime the moment is right.

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we've created tax free zones throughout the state. and startup ny companies will be investing hundreds of millions of dollars in jobs and infrastructure. thanks to startup ny, businesses can operate tax free for 10 years. no property tax. no business tax. and no sales tax. which means more growth for your business, and more jobs. it's not just business as usual. see how new york can help your business grow, at startup.ny.gov cheryl: all right. college students, if you are looking to turn that internship into a full-time job, it's not as impossible as you may think. 58% of interns end up being hired full time. here with us, tom, to talk about jobs. [laughter] a lot of these interns come in, we just had a whole intern crop here at fox. they come in, you know, they're bright-eyed, but you're saying a lot of them could actually get a

job if they do just a few key things. and i would think that communicating with who you're working for is -- >> absolutely. cheryl: right? >> you've got to express the desire this is where i want to be when i finish college, or if you're doing it after i finish college to show you what i'm all about. as an intern, you really have to go into the philosophy as first one in, last one out of the office. cheryl: okay, so put in the 12-hour day. >> you really want to do it, you want to be a part of it. >> what about getting recommendations? obviously, there may not be a job where you're interning, but don't you need a full blown recommendation? >> however, the person who you're interning for may end up leafing and going to a -- leaving and going to a competitor. make friends with people. it's not everybody who's looking around and and saying, oh, i want to hang out with this 21-year-old who's a senior in college. but when they see your work ethic, they'll want you. cheryl: they are kind of cheap.

what about you get the recommendation, i'm assuming you want that digital or do you want it on paper? >> no, you want to have it digitally because it's easier to send out, but i tell every single person in college or graduating, get both. cheryl: so you have it. >> absolutely. cheryl: and what about linkedin? we've talked about that before, but is that good? >> it's good to have, and you want to make sure you have your internship posted because when people are trying to recruit you, i've seen interns get recruited just based on their internship. they want the experience they had of the company. cheryl: that's so interesting. what about thank you notes? the question mark came up because i'm not sure anybody writes them anymore. is it an effective idea? >> you want to make sure to do that. if you would have asked me three or four years ago, i would have said handwritten or typed notes, however, now so many people are remote, and you never know if it's going to get there. do an e-mail thank you, make sure you proofread it. easiest way to lose a job

opportunity. cheryl: make sure you still know how to write in cursive. [laughter] also i would think, and this is you should write a list of your accomplishment skills that you have, you know, and maybe put that all op your resumé. >> absolutely. you want to create a bio. it's almost like a graphic designer or old-fashioned advertising person has their book. you want to have what you've accomplished and what you've done, and you want to have a section that shows on your resumé the skills you have that are transferable. cheryl: what about keeping in contact? obviously to, if you don't get a job -- like, how do you do that without being paid? >> there's such a fine line between being persistent and being a pain in the neck, and it really is more of an art than a science. but it makes sense that if your internship ends right before labor day and you're going back to college, a couple of times

going in your last semester. you want to make sure you have it -- just a quick e-mail, i took a class that reminded me of what you said, or i talked to a professor, and they brought your name up or industry, just something that shows you're top of mind, and this is my follow-up. cheryl: and i really wish you would hire me in may of next year. [laughter] >> for as much money as possible. cheryl: tom, thank you very much. >> good to be with you. cheryl: well, still to come, we're going to have a look for all of you. sad news that broke last night. robin williams greatest roles. he's our top five tonight, and we'll be right back.

♪ ♪ cheryl: it is no secret that the government wants to know everything about you, but when it comes to the treasure-trove of information, don't expect the government to keep it safe.

a report by "the new york post" reveals the philadelphia census bureau lost track of 61 laptops that collect data just two months before the last presidential election. and, of course, this incident far from isolated. let's bring in a former white hat hacker, the ceo of nightline security. so how easy is it and how common is it for 61 laptops to just go missing? >> unfortunately, i think this is actually a very common occurrence for the government. i mean, one of the things they have to do is they have the perform annual audits of their i.t. processes and procedures, and one of the thing most federal agencies keep coming up short in are things like configuration management and trying to figure out where their assets are or even understanding what they have in their environment. cheryl: i think it's the type of information that got my attention in the post story this morning, and we did reach out to the author of the story, he couldn't join us, the reporter, but basically he said, look,

there's only six census areas in this country, and initially it was 120 laptops, and they found all but 61. 61 completely missing. and on these laptops, incredibly sensitive data. we're talking in particular unemployment data. and he's making the assertion. he's making the assertion in the article that the unemployment rate magically went down right before the election, and it happened to be tied to these missing laptops. this could be a coincidence, fine. but in the world of, you know, pc theft, do all these things kind of just raise a few red flags maybe in your mind? >> yeah. i mean, and part of the problem is, i mean, as an agency or each as a company, you really should know what you have and where you have it. and so to say that, you know, there were 120 laptops that were initially stolen or lost and then 60 of them suddenly turned up, how do they turn up out of thin air? to me, that's a pretty big red flag to say, well, we think we

had it, but now we're not really sure what we have. it just seems like a jumbled mess to me. cheryl: i do want to say the reporter said the census was fake for the 2012 election jobs report from august to september, the unemployment rate fell from 8.1% to 7.8%, so i do want to say that's interesting. on the other side of this, is this a bigger problem for the government? do you think that other government agencies, we've had this issue with the v.a., we've talked about the education d.. they've had transgressions. look, laptops, maybe you want it for free, i don't know. but is this a wider problem that the u.s. government just can't get their arms around? >> yeah. i really think it is. so one of the things that all federal agencies have to do is submit their annual audits, so there's what's called a fisma report that goes to congress once a year, and that shows efficiencies across all federal agencies. one of the things they've actually done is mandated that

federal agencies move all their i.t. servers and services to the cloud, and that was actually the majority of which was supposed to take place in june of this year, so that's been going under the fed ramp program. so they know that they can't handle it themselves, so they're really passing it off to private companies to handle it for them. cheryl: so you think it's better to outsource to private companies even if it was critical census data which is what we base the jobs report on. we base a lot of things, incomes in this country. you think that would be better off than the private sector? >> honestly, i think things run more smoothly in the private sector so is, yeah, i do think, absolutely, the private sector can be held to much higher standards as well. when federal agencies don't comply with the legislation, they get their hands slapped. when private companies don't comply, they start to lose business, so there's a much greater motivation. cheryl: vinny, thank you very much. i know you're the guy to talk about the cybersecurity as well.

good to have you on the show. >> thanks, you too. cheryl: all right. we are going to be right back with a look at the incredible work of robin williams. also we are going to have the answer to our question of the day for all of you, are you earning more or less since the recession ended? "willis report," be right back. ♪ ♪

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cheryl: earlier this hour we told you aa new report showing more than 8.5 million jobs have been added since the recession, but the average income has dropped 23%. so our question, are you earning more or less since the recession ended? we asked all of you this on gerriwillis.com. 17% said more, 83% of you said you are earning less. unfortunately. unfortunately for all of you. finally tonight, we all know robin williams led an amazing life with a legendary career. he got his first big break when

he was cast as mork back in 1978. that blossomed into an incredible movie career. so in tonight's top five, some of his best movie roles. number five, good morning vietnam back in 1987. according to entertainment weekly, his role as adrian cronauer was the start of his golden period. number four, mrs. doubtfire, one of his highest grossing films of all time. number three, aladdin. his turn as the voice behind the genie has gone down in disney history in terms of some of their best films. number two, one of my favorites, dead poets' society. o captain, my captain. his role of john keating standing on desks is still an inspirational movie 25 years later. and his number one movie role is, it was well, of course, the one that won him an oscar, good will hunting.

his turn as matt damon's therapist without reaching for tissues, it was just a great, great movie. again, just a scratch of the surface of the success for robin williams behind the camera and in front of it. charles payne's next. ♪ ♪ charles: tonight on "making money," you know, it's not often that someone passes away and it seems like we all lost our best friend. but the tragic loss of robin williams calls attention to a couple of taboos, depression and money, and we're going to discuss it tonight. we're also starting the second biggest shopping season of the year. will we see a retail revival? if the economy is going to be strong in the second half of the year, it better start right now, and today i've got two stock ideas for you. one a big pop for quick money, the other is perfect for your 401(k). sit back, relax, call up your friends, and let's go make some money. ♪ ♪